How much will the advise cost
Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.
We do not charge a fee for arranging insurance
A fee of 1.99% of your Mortgage balance including £149 payable when you apply for a Mortgage, with the remainder paid on completion of your Mortgage. For example, for a loan of £100,000, the total fee would be £1990.00, with £149 Payable on application and the remainder of £1841.00 payable on completion.
We will also receive a commission from the lender.
What does APR mean
APR stands for Annual Percentage Rate. It is there to help you compare the cost of different mortgage deals. It takes into account the amount of interest you will pay, the term of the mortgage and certain other charges, such as product and valuation fee.
Can I change my Life Insurance Cover if my circumstances change
This depends on your provider. Many offer a guaranteed insurability option so you can increase your policy without more medical checks.
This usually tends to cover circumstances like:
- Mortgage increase
- Salary increase
- Marriage or civil partnership
- Becoming a parent
But remember to check your policy documents to see exactly what you’re covered for.
How long does it take to get approval
This may vary from lender to lender and your own circumstances, however our after sales care team will chase the lender to get your approval asap.
What services do you provide
Please click on our services tab above for a full list of our services
Got your own Question? Here are some options:
Here are several ways to contact us